Heyer Spear Insurance, Inc. understands that income stability for workers isn’t enough. What happens if an employee can’t work due to a disabling illness or injury?

Group or individual disability solutions will assist employees in replacing parts of their income while they are absent from work and ensure that your business can continually run as efficiently as possible. Self-employed individuals may consider this insurance to cover income loss should an accident/injury take them out of their work or any work.